"As health care costs continue to rise, employers are seeking innovative employee benefits solutions. My job is to identify the proper balance between cost efficiency and benefit quality and design customized alternatives for my clients consideration. When a decision is made, the benefits team at Ward Insurance takes pride in implementing benefits programs so that both employers and employees fully understand and appreciate their plans."
Erik Finrow - Employee Benefits Consultant
Employee Wellness
A wellness program can help you manage your health insurance expenses and reduce sick days. A good program will get maximum participation from employees, encourage behavior modification, lower use of medical benefits and, ultimately, lower the cost of health insurance. We'll show you how to structure a wellness program that fits your company's style and size. Learn more >
At Ward Insurance, we don't stop at providing you with a quote from every major carrier. We work with you to define what benefits means to you. Understanding your cost barriers and your desire to provide an excellent compensation package for your employees ensures that we have the best advantage to negotiate on your behalf.
We believe each employer is different in their needs and values. Once we learn about you we go to work designing a plan that addresses all aspects of this unique benefit. It's not uncommon that our clients tell us that we've provided options they didn't even realize were available. Designing a benefits program is not always plain and simple and a good agent sifts through the complexity of it so you don't have to. In the end, you have a plan you can proudly offer to your employees, that realizes your objectives in serving both them and your bottom line.
Types of Employee Benefits Coverage
Programs
- Medical
- Dental
- Group Life & Accidental Death and Dismemberment
- Long Term Care
- Section 125/Flexible Spending
- Fringe Benefit Programs
- Employee Assistance Programs
- Wellness Programs
- Voluntary and Supplemental Products
- HSA,HRA, 105(h) programs
Consultant/Agent Services
- Market Analysis and Proposal
- Cost Analysis
- Funding Alternatives
- (self-funded, partially self-funded, HRA, HSA 105(h))
- Davis Bacon/ Little Davis Bacon
- Association Plans
- EAP Review
- Communicating Strategies, Including Internet Capability
- Claims Reports / Reviews
Employee Benefits Key Contact List
Erik Finrow- Consultant
- Market Analysis and Proposal
- Cost Management Strategies
- Communication Strategies
- Program Design
Josie Blackwell- Account Handler
- On Site Support
- Plan Implementation
- Account Manager Support
- Customer Service
- Billing and Claims Resolution
- Marketing
Leah Vargas- Account Manager
- Customer Service
- Billing and Claims Resolution
- Marketing
Katie Klein- Account Manager
- Customer Service
- Billing and Claims Resolution
- Marketing












