Employee Benefits

The benefits unit at Ward Insurance delivers value by
combining highly competetive products with responsive service and industry expertise. As your agent/broker, we represent to you, the insurance buyer in the marketplace. Our role is to assist you in evaluating your benefits options and the impact they may have on your business.

With full access to all major carriers, martkets and providers, we offer the following products:

• Medical
• Dental
• Life & Accidental Death & Dismemberment
• Disability
• Long Term Care
• Section 125/Flexible Benefit Plans
• Employee Assistance Programs
• Voluntary/Supplemental Products

As your consultant and broker we help manage your employee benefit plans with the following services:

• Market Analysis and Proposal
• Cost Analysis
• Funding Alternantives
• Plan Design
• Claims Review
• Claims Resolution Assistance
• Administrative Assistance
• Employee Enrollment Education
• Customized Summary of all Employee Benefits

It’s what makes Ward Insurance the Referred Choice.

Medical Carriers

AOI Healthchoice
Aetna
Clear Choice
Great West
HealthNet
Kaiser Permanente
LifeWise
ODS
PacifiCare
PacificSource
Providence
Regence Blue Cross/Blue Shield
AGC

Dental, Life, Disability Carriers

Advantage
Assurant
Genworth
Guardian Life
Hartford
Jefferson Pilot
Mutual of Omaha
MetLife
Principal
Prudential
Regence Life & Health
Standard
Unumprovident