"My history providing insurance expertise in construction and wood products has given me a keen knowledge of what my clients do for a living. As a partner at Ward Insurance, I take pride in our 'run to a problem, not away from it' philosophy."

Charles O'Dell - Ward Agent

Types of Property and Casualty Insurance:

• Third Party Bodily Injury & Property Damage
• Product & Premises
• Advertising & Personal Injury
• Medical & Dental Payments
• Broad Form Named Insured & Newly Acquired Entities
• Mental Anguish
• Incidental Medical Malpractice
• Tenant's Legal Liability
• Non-Owned Watercraft
• Foreign Product Liability
• Umbrella Liability

Types of Commercial Property Coverage:

• Building & Structures
• Business Personal Property
• Stock and Inventory
• Business Income & Extra Expense
• Electronic Data Processing
• Newly Acquired or Constructed Property
• Property Off-Premises
• Stock in Transit
• Power Interruption
• Consequential Loss
• Debris Removal
• Ordinance or Law
• Earthquake
• Flood
• Mechanical Breakdown